"IN THE WORLD of comic books, every bad guy is an evil genius. On the Web, hackers, spammers, and phis hers may be evil, but they're not required to be geniuses. They can make a healthy living just by exploiting known security holes that many users haven't bothered to patch. Or by relying on the propensity of millions of people to do things they've been told over and over not to do.

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The silver lining is that you don't have to be a genius to avoid these common attacks either. Implement a few simple fixes, and you'll avoid most of the bad stuff out there.