Backing up your critical files is as exciting as purchasing home insurance, but it's just as important, too. Don't risk losing irreplaceable photos by making empty promises that you'll burn a couple of DVDs every few months. Instead, set up software and services to do the job for you while you concentrate on more-exciting projects.
First, avoid an "OMG my hard drive crashed!" catastrophe, by using a program such as the free SyncBack, which can schedule regular backups to your favorite external storage device-external hard disk, thumb drive, or network drive. (If you have FTP-server access, most apps can automatically back up to that as well.)

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Of course, local backup isn't enough. To protect your data against fire, lightning, theft, or other disasters, you need to back up to a remote server over the Internet. Both Carbonite and Mozy Home offer affordable unlimited server space and utilities that quietly back up your data in the background while you work.